When shopping for a new car, one of the most significant decisions you’ll face is choosing the type of vehicle that best suits your needs. For some, the choice often comes down to a pickup truck or an SUV. Both options have their similarities and differences, and both are excellent choices. Here are some questions to consider to help determine which is right for you.

Do You Regularly Haul a Trailer?

If you frequently use a trailer for daily tasks or work, you’ll need a vehicle that can handle this demand. All pickup trucks come equipped with a hitch for towing trailers, though some can handle more weight than others. SUVs also offer some towing capacity, but it can be limited depending on the size and suspension of the SUV. A pickup truck might be the better choice if you require extensive towing capabilities.

How Many Seats Do You Need?

The size of your family or the number of passengers you typically transport can influence your vehicle choice. If you need ample space for kids, pets, and passengers, you might want to consider a larger SUV, which can accommodate up to eight passengers. In contrast, the largest trucks typically only have six seats. Smaller SUVs and pickups offer even less room inside.

Do You Need 4-Wheel Drive?

Only a few SUV models come with all-wheel drive, while the rest are two-wheel drive. Some sport model SUVs may offer 4-wheel drive, but this usually comes at an extra cost. On the other hand, most pickup models offer both two-wheel and four-wheel drive versions, making it a more affordable option in a pickup. A pickup might be the better choice if you frequently use this feature for recreational activities or work.

Contact our agents at Max Insurance LLC today if you’re looking for an auto insurance policy. We serve Des Moines, IA, and the surrounding areas.

Filing claims is one of the quickest ways to see our auto insurance premiums increase. The more insurance companies pay out, the more we are charged for their services. Most auto accidents are just that—accidents. However, at Max Insurance LLC in Des Moines, IA, we notice that many accidents can be prevented with proper and regular vehicle maintenance.

Monitor Your Car’s Fluid Levels

Just as we need fluids to stay hydrated and function properly, our vehicles require the same to operate optimally. Regularly checking your oil, coolant, and transmission fluid can help critical parts of your engine function correctly, stay lubricated, and prevent sudden breakdowns on busy highways.

Monitoring your power steering and brake fluids can make braking and steering easier. It can also help prevent accidents that could have been avoided by braking or steering out of harm’s way.

Wheel Alignment and Tire Pressure Checks

Incorrect tire alignment can cause your car to veer off course, pulling you to one side and even creating vibrations while driving. This situation can be particularly dangerous, especially when traveling in inclement weather.

Regular tire pressure checks are essential. If the pressure is too high or low, it can affect your ability to steer and brake appropriately. It can also disrupt your vehicle’s stability and traction, both of which are crucial for safely navigating roadways, no matter their conditions.

Contact Us Today!

Don’t risk your safety or that of others. Regularly check your fluids, tires, and wheel alignment to ensure that you navigate the roadways safely and minimize the risk of accidents. If you have questions about car care tips or want to ensure your vehicle is adequately covered in a roadway incident, call us at Max Insurance LLC in Des Moines, IA. Our number is (515) 318-7178.

You need to choose the right auto insurance solution for your situation. At Max Insurance LLC, we’re here to assist you with all your auto insurance needs in Des Moines, IA.

Here are four important resources to take advantage of when you need auto insurance.

Online reviews

Look up online reviews for different insurance companies. Reviews are critical because they tell you if past customers have been happy with various insurance providers.

Online reviews provide valuable information on subjects like customer service and the claims filing process for different insurance companies that you may be considering buying from. 

Insurance company websites

If you’re interested in buying from a particular insurance company, be sure to look at that company’s website. Visiting an insurance provider’s website can provide you with the information you need on the different policy features offered by that company. 

Word-of-mouth references

Ask around if you’re in the market for auto insurance. Your friends and family members might be able to offer you a good recommendation.

If you know someone who has been satisfied by an insurance provider’s offerings, you’ll feel more confident about buying from them. 

Comparison websites

Insurance comparison websites can be great for getting a general idea of how much different insurance companies will charge you.

Remember that getting quotes and comparing offers from different insurance companies is essential. Therefore, you should put your information into a few comparison websites to find a competitive offer. 

When you’re in the market for auto insurance in Des Moines, IA, call us at Max Insurance LLC to get a quote on a policy. Insure your vehicle with us and enjoy confidence and peace of mind when you hit the road. 

Our team at Max Insurance LLC has seen many Des Moines, IA residents make mistakes about their car insurance. These are often minor issues that can be easily fixed. However, there are other problems that might be even more problematic. Here’s what you need to know here.

Not Reporting Accidents 

We get why you might not want to report accidents with your insurance company. It’s embarrassing and might seem unnecessary in minor incidents where no one is hurt. However, getting help from your insurance can ensure you are protected. Just as importantly, it can avoid legal issues. After all, if you try selling your vehicle with damage caused by unreported accidents, there could be legal consequences.

Modifying Your Car Improperly 

Do you like changing your car up with various upgrades, like new spoilers and engines? It’s okay to do that if you work with a licensed and insured professional. If you don’t? Well, that could actually void your insurance and cause real problems. Always work with an expert and avoid DIY modifications to minimize this issue.

Sticking to Long With a Policy 

It’s something that we’ve seen too many people do over the years to count: sticking with a policy far too long. Put simply, many people don’t change their policies and end up missing out on better options. We strongly recommend that you shop around regularly to make sure that you don’t miss out on anything. You can even let us know what kind of upgrades you’d like to make to get the help that you need.

Need Help? Let Us Know!

With the help of our crew at Max Insurance LLC, you can get the Des Moines, IA auto insurance you need and avoid making mistakes. It’s important to take this coverage seriously to ensure that you get the help you deserve. Contact us today to learn more about your available insurance options.