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MAX Insurance, LLC

6600 University Ave
Windsor Heights, IA 50324

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Month: December 2024

Commercial Insurance Consultations: Finding Out Which Policy Options Your Des Moines, IA, Business Needs

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With over 25 common types of commercial insurance, it can be challenging for a new business owner to decide which ones the company needs. A commercial insurance consultation with a Max Insurance LLC agent can help reveal the right policy options. The agent interviews the business owner to determine the insurance needs and then creates a custom policy based on the findings.

Understanding Insurance Consultations

As a new business owner, you might have read many articles online about analyzing and prioritizing your risks. If you’re launching your first company, you might not fully understand what that means, and that’s okay. In Des Moines, you can call our insurance firm and schedule a commercial insurance consultation. During this appointment, which can be conducted in person, on Zoom, or over the phone, we’ll ask you a few questions about your business and use these to recommend insurance coverage for it.

Legally Required Commercial Policies

Every state, including Iowa, has a list of commercial insurance policies that every business must purchase. The most essential include liability coverage, commercial auto, and worker’s compensation. We’ll inform you about the policies the state requires you to buy so you remain in compliance with the law. Some industries, such as construction, require a type of bond insurance.

Questions We Ask During the Interview

Your insurance agent starts by asking what type of business you operate. This determines your industry. For example, a plumber falls into the construction category, while a pizza restaurant that delivers falls into the category of food service and hospitality. We’ll also inquire about your location, including its address, whether you rent or own it, and if other companies operate from it, too.

You’ll need to be able to answer questions about how many employees you hire if you maintain inventory on-site or off-site, and about your business equipment. We’ll also ask what security measures you take at your business location, such as alarm and camera systems, security guards, etc.

Contact Us Today

Don’t get caught by the state of Iowa operating your business without proper insurance. Let Max Insurance LLC help you properly insure your Des Moines, IA, company. Contact us today to schedule your commercial insurance consultation.

Recreational Insurance can Save More than Your Recreational Toys

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ATVs and four-wheelers, ski mobiles and dirt bikes, snowmobiles and golf carts, and the list goes on. This is also more evidence that we love our recreational toys when it comes to our recreational activities. Of course, that is also one of the main reasons why people who own recreational equipment and machines in and around the Byram, MS area invest in recreational insurance and solutions from the Riverside Insurance Agency Inc. team to help protect their recreational toys. When it comes to recreational insurance, however, it can do a lot more than cover repairs from accidents.

Recreational Insurance Offers Many Benefits and Can Save More than Your Recreational Toys

No, it isn’t uncommon to find a tree, a ditch, a rock, or even another vehicle when playing on our recreational equipment. That is also one of the reasons we have recreational insurance protection. The truth, though, is that recreational insurance offers many benefits beyond merely helping for things like repairs. If you own a recreational machine, there is probably a reason why you have it under lock and key, in the shed, or in the garage, right? From theft or liability to property damage concerns and more, recreational insurance can help with many scenarios. That is also why working with an experienced and professional agent for all your recreational insurance needs is important.

Recreational Insurance Solutions in Byram, MS

Do you live in or near the Byram, MS area? Would you like to learn more about how recreational insurance could help you, or do you need coverage and protection for your recreational toys? Contact us to find out more and schedule an appointment for the recreational insurance solutions you need and deserve at the Riverside Insurance Agency Inc. today.