Auto Insurance Myths Iowa Drivers Should Learn About

Max Insurance LLC serves the Des Moines, IA community and surrounding areas. We work closely with multiple carriers across central Iowa. We strive to help our clients find coverage that aligns with their needs. We offer flexible policies that adjust as our clients navigate life’s challenges.  We look forward to helping you find the coverage you need to protect what matters most.

Auto Insurance Myths Iowa Drivers Should Learn About

While traveling around Des Moines, IA in your vehicle may not seem like a big deal, remember that operating a vehicle can be dangerous at times. You have to navigate constantly evolving road conditions and adapt to the behavior of other drivers. That’s why auto insurance is so important. Auto insurance covers you while you’re on the road. You are covered if your vehicle suffers damage. Liability coverage protects you if your vehicle accidentally causes property damage or injuries to someone, including your passengers. Comprehensive coverage protects you if your vehicle is stolen or vandalized. While you assess your policy options, learn about these common auto insurance myths.

The Color Of Your Vehicle Matters

The color of your vehicle is irrelevant to the terms of your insurance policy. Regardless of whether your vehicle is red, blue, black, or white, it’s important to practice safe driving habits.

Minimum Coverage Is Ideal

While minimum liability coverage is an asset if you accidentally cause damage, you are leaving yourself unprotected against possible risks. For example, minimum liability coverage won’t protect you if your mirror or windshield gets cracked. Adding comprehensive coverage may be more beneficial in the long run.

My Personal Items In The Vehicle Are Covered

This is incorrect. Your home or renters policy may cover any personal items in your vehicle if they are damaged.

Max Insurance LLC Will Help You Cover Your Assets

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