How to Ensure Your Home Insurance Policy is Up to Date

A home insurance policy is one of your most important investments. It protects your home and all its valuable contents should anything happen in Des Moines, IA. But how often should you update your policy? Max Insurance LLC recommends reviewing your policy at least once a year.

Assessing Your Home Value 

It’s important to assess the value of your property at the time of purchase and then review it each year. This will ensure that you are adequately covered if anything were to happen. When doing this assessment, consider any improvements or renovations you’ve made since purchasing the policy. This could include updated appliances, fixtures, or even additions like a swimming pool or gazebo.

All these factors need to be considered when updating your policy so that you are properly covered for any losses incurred in the event of an incident. 

Reviewing Your Coverage Options 

In addition to assessing the value of your property, it’s also important to review your coverage options each year when renewing your policy. Many companies offer different levels of coverage that can be tailored to meet specific needs and budgets, such as liability coverage for medical bills if someone gets injured on your property or additional coverage for jewelry and other valuables.

Reach Out To Us

At Max Insurance LLC, we specialize in providing comprehensive home insurance policies tailored specifically for our clients in Des Moines, IA. Our team understands insurance protection’s importance in protecting your home and everything inside it—from furniture and electronics to jewelry and artwork. Whether you’re looking to purchase a new policy or update an existing one, our team is here to help guide you every step of the way!