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Proper documentation is crucial when filing a commercial insurance claim. You should maintain careful records of certain things, which you can then submit to your insurance provider.
Conducting a Preliminary Assessment
In the aftermath of theft or damage at your business premises, it’s essential to carry out a preliminary assessment of your property. This evaluation helps to gauge the gravity of the incident.
The data you gather can be instrumental in backing up your insurance claim. Record the details of the incident, including the time it happened, who was present, and what was witnessed.
Furthermore, it attempts to pinpoint what led to the incident. Even if you’re uncertain about what transpired, discerning whether it was a weather-related phenomenon or due to criminal activity could be helpful when filing your insurance claim.
Gathering Supporting Evidence
Photographs or videos depicting the state of your business can be valuable. Capture images or footage as soon as possible after the occurrence. An insurance adjuster may take pictures or videos alongside your material during the inspection.
Preserve the scene of the incident while gathering supporting evidence. Do not alter the site where the theft or damage took place.
Filing a Police Report
When criminal activity occurs on your business premises, it’s imperative to notify the local authorities. Police personnel will visit your site and create a report.
This report can prove to be crucial when your claim is evaluated. It will comprise key details that describe what happened at your place of business.
Getting Further Assistance
Our knowledgeable agents at Max Insurance LLC can help you file your commercial insurance claim. Contact our agents serving Des Moines, IA, for professional assistance.
