Max Insurance LLC serves the Des Moines, IA community and surrounding areas. We work closely with multiple carriers across central Iowa. We strive to help our clients find coverage that aligns with their needs. We offer flexible policies that adjust as our clients navigate life’s challenges.  We look forward to helping you find the coverage you need to protect what matters most.

Auto Insurance Myths Iowa Drivers Should Learn About

While traveling around Des Moines, IA in your vehicle may not seem like a big deal, remember that operating a vehicle can be dangerous at times. You have to navigate constantly evolving road conditions and adapt to the behavior of other drivers. That’s why auto insurance is so important. Auto insurance covers you while you’re on the road. You are covered if your vehicle suffers damage. Liability coverage protects you if your vehicle accidentally causes property damage or injuries to someone, including your passengers. Comprehensive coverage protects you if your vehicle is stolen or vandalized. While you assess your policy options, learn about these common auto insurance myths.

The Color Of Your Vehicle Matters

The color of your vehicle is irrelevant to the terms of your insurance policy. Regardless of whether your vehicle is red, blue, black, or white, it’s important to practice safe driving habits.

Minimum Coverage Is Ideal

While minimum liability coverage is an asset if you accidentally cause damage, you are leaving yourself unprotected against possible risks. For example, minimum liability coverage won’t protect you if your mirror or windshield gets cracked. Adding comprehensive coverage may be more beneficial in the long run.

My Personal Items In The Vehicle Are Covered

This is incorrect. Your home or renters policy may cover any personal items in your vehicle if they are damaged.

Max Insurance LLC Will Help You Cover Your Assets

Visit our website to learn more information about auto insurance.

When you are in the Des Moines, IA area, having a vehicle accessible to you is very important. If you are a vehicle owner, you are going to have a much easier time getting around the local area. When you do buy a car, you need to carefully assess your insurance options. There are various reasons why you should get an auto insurance plan here. 

Coverage is a State Requirement

An important reason to have auto insurance when you are in Iowa is that it will be a state requirement. Similar to other states, Iowa requires drivers to carry liability insurance. This coverage ensures you can cover damages that may be caused by an accident. If you do not have this basic coverage, you could be penalized and will also need to cover any damages out of your own pocket. 

Coverage Protects Vehicle

You also should get an auto insurance policy as it can help to protect your vehicle. If you choose to purchase a car, you will be making a significant investment that you will want to be able to enjoy. With proper coverage, you can receive the support needed to replace or repair your vehicle if you incur various losses along the way. 

Those that are looking for an auto insurance plan in the Des Moines, IA area will need to speak with someone that is experienced and that they can trust. As you are looking for support when picking an insurance plan, calling Max Insurance LLC is a good option. The professionals with Max Insurance LLC understand the value of this coverage and can help you build an ideal plan. They are able to do this by helping you assess all options and build a plan with personalized coverage.